https://harishabib.au/ AI adoption, cloud architecture, and engineering leadership from Sydney. en-AU Mon, 01 Jun 2026 22:56:14 GMT https://harishabib.au/blog/esop-cgt-2026-budget-implications/ https://harishabib.au/blog/esop-cgt-2026-budget-implications/ Sat, 30 May 2026 00:00:00 GMT For startup employees holding options, Australia's proposed CGT reform turns a familiar ESOP promise into a harder question: if the company wins, what do we actually keep? tech-leadership https://harishabib.au/blog/mcp-supply-chain-crisis-why-every-cto-needs-a-gateway/ https://harishabib.au/blog/mcp-supply-chain-crisis-why-every-cto-needs-a-gateway/ Thu, 28 May 2026 00:00:00 GMT 200,000 vulnerable instances. 60-72% poisoning success rates. ASI04 on the OWASP Agentic Top 10. The Model Context Protocol is having its 'log4j moment' — and the response is not a patch, it is a gateway. ai-adoption https://harishabib.au/blog/the-supply-chain-moved-upstream/ https://harishabib.au/blog/the-supply-chain-moved-upstream/ Wed, 27 May 2026 00:00:00 GMT From 19 March to 26 May 2026, three incidents hit three trusted software surfaces: the editor, the scanner, and the platform. The lesson is not only to patch faster. It is to govern the toolchain. system-design https://harishabib.au/blog/apra-cps-230-90-day-engineering-framework/ https://harishabib.au/blog/apra-cps-230-90-day-engineering-framework/ Mon, 25 May 2026 00:00:00 GMT Why many CPS 230 programs are still 5-star, and how engineering teams can get to 10-star proof in 90 days with clearer RTO/RPO mapping, incident triggers, and Board-ready evidence. system-design https://harishabib.au/blog/au-fintech-compliance-stack-four-clocks-one-architecture-problem/ https://harishabib.au/blog/au-fintech-compliance-stack-four-clocks-one-architecture-problem/ Fri, 22 May 2026 00:00:00 GMT ASIC's cyber 'minute to midnight' warning, APRA's AI governance gaps, the EU AI Act's 2 August 2026 transparency date, and the DTA's 15 June 2026 mandate all point to the same fintech challenge: one control stack for governed AI. system-design https://harishabib.au/blog/eu-ai-act-human-oversight-countdown/ https://harishabib.au/blog/eu-ai-act-human-oversight-countdown/ Tue, 19 May 2026 00:00:00 GMT With the EU AI Act's 2 August 2026 application date approaching, fintechs need to test whether their human-in-the-loop controls are real, usable, and evidenced. ai-adoption https://harishabib.au/blog/ai-washing-is-the-new-greenwashing/ https://harishabib.au/blog/ai-washing-is-the-new-greenwashing/ Fri, 15 May 2026 00:00:00 GMT The SEC's AI-washing actions show a simple pattern for fintech leaders: if you claim AI advantage, you need evidence, governance, and disclosures that match the claim. ai-adoption https://harishabib.au/blog/i-gave-an-ai-agent-the-keys/ https://harishabib.au/blog/i-gave-an-ai-agent-the-keys/ Tue, 12 May 2026 00:00:00 GMT My personal AI agent can read my email, manage my calendar, run scripts, and message people. Handing that much access to an autonomous system is reckless — unless you build the right boundaries first. Here is the architecture that makes it safe. ai-adoption https://harishabib.au/blog/one-model-is-the-wrong-default/ https://harishabib.au/blog/one-model-is-the-wrong-default/ Tue, 05 May 2026 00:00:00 GMT Most people pick one AI model and route everything through it. That is like hiring one person to be your strategist, your developer, and your data-entry clerk. A well-built agent uses the right model for each job — and the cost difference is enormous. ai-adoption https://harishabib.au/blog/your-ai-agent-needs-a-soul-file/ https://harishabib.au/blog/your-ai-agent-needs-a-soul-file/ Fri, 01 May 2026 00:00:00 GMT Large language models are stateless — they wake up with no memory of who they are or who you are. The fix is not a bigger context window. It is a handful of plain text files that give an agent continuity, personality, and judgement across sessions. ai-adoption https://harishabib.au/blog/mcp-tool-poisoning-agent-attack-surface/ https://harishabib.au/blog/mcp-tool-poisoning-agent-attack-surface/ Tue, 28 Apr 2026 00:00:00 GMT AI agents trust their tools. That trust is now being exploited. The new attack surface is not your servers — it is the instructions your agents receive. ai-adoption https://harishabib.au/blog/australia-160-billion-compliance-tax/ https://harishabib.au/blog/australia-160-billion-compliance-tax/ Fri, 24 Apr 2026 00:00:00 GMT Australian businesses spend $160 billion a year on compliance. That is 6% of GDP. Most of it is manual, fragmented, and completely automatable. Here is where the software opportunity sits. tech-leadership https://harishabib.au/blog/agent-identity-who-signs-the-contract/ https://harishabib.au/blog/agent-identity-who-signs-the-contract/ Fri, 17 Apr 2026 00:00:00 GMT AI agents are now managing budgets, filing reports, and executing transactions. Australia's financial law has not caught up. That gap is both a risk and an opportunity. ai-adoption https://harishabib.au/blog/startup-opportunities-in-australia/ https://harishabib.au/blog/startup-opportunities-in-australia/ Tue, 14 Apr 2026 00:00:00 GMT The strongest Australian startup opportunities are not smaller copies of US software categories. They sit where local pain, strategic capability, trust, and export potential overlap. tech-leadership https://harishabib.au/blog/australia-company-formation-drain/ https://harishabib.au/blog/australia-company-formation-drain/ Tue, 07 Apr 2026 00:00:00 GMT Australia is excellent at forming AI and deep-tech startups. The harder national test is whether strategic companies can keep an Australian centre of gravity when they scale. tech-leadership https://harishabib.au/blog/australia-ai-incubator-us-companies/ https://harishabib.au/blog/australia-ai-incubator-us-companies/ Fri, 03 Apr 2026 00:00:00 GMT Australia is forming serious AI startups, but a thin growth-stage layer means the best companies can be pulled offshore just as they begin to matter. tech-leadership https://harishabib.au/blog/the-docker-moment-for-ai-agents/ https://harishabib.au/blog/the-docker-moment-for-ai-agents/ Tue, 31 Mar 2026 00:00:00 GMT AI agents are moving from clever demos to production systems. The important question is no longer only which model to use, but what scaffolding makes agents reliable, observable, and safe. ai-adoption https://harishabib.au/blog/architecting-cloud-native-aws-gcp/ https://harishabib.au/blog/architecting-cloud-native-aws-gcp/ Fri, 27 Mar 2026 00:00:00 GMT A strategic guide to using Domain-Driven Design and Event-Driven Architecture on AWS and GCP, with practical service choices, trade-offs, and decision tests. system-design https://harishabib.au/blog/event-driven-architecture-aws-gcp/ https://harishabib.au/blog/event-driven-architecture-aws-gcp/ Tue, 24 Mar 2026 00:00:00 GMT A practical guide to building event-driven systems on AWS and GCP, covering EventBridge, Pub/Sub, Eventarc, contracts, failure handling, and real-world operating trade-offs. system-design https://harishabib.au/blog/resilience-engineering-cloud/ https://harishabib.au/blog/resilience-engineering-cloud/ Fri, 20 Mar 2026 00:00:00 GMT A practical guide to designing resilient cloud systems on AWS and GCP, with failure modes, circuit breakers, bulkheads, chaos testing, and recovery patterns. system-design https://harishabib.au/blog/ai-maturity-stages/ https://harishabib.au/blog/ai-maturity-stages/ Tue, 17 Mar 2026 00:00:00 GMT A practical maturity model for moving from scattered AI experimentation to governed, measurable, production AI adoption. ai-adoption https://harishabib.au/blog/human-ai-partnership/ https://harishabib.au/blog/human-ai-partnership/ Tue, 10 Mar 2026 00:00:00 GMT A practical framework for AI adoption that separates where AI should assist, where humans must decide, and how organisations can build trust through verification. ai-adoption https://harishabib.au/blog/beyond-the-hype/ https://harishabib.au/blog/beyond-the-hype/ Fri, 06 Mar 2026 00:00:00 GMT An optimistic but realistic guide to AI adoption: where AI creates genuine leverage, where it introduces risk, and how leaders can adopt it without losing control. ai-adoption https://harishabib.au/blog/welcome-neural/ https://harishabib.au/blog/welcome-neural/ Tue, 03 Mar 2026 00:00:00 GMT Welcome to a practical knowledge base on modern software architecture, cloud infrastructure, pragmatic AI adoption, and technology leadership. tech-leadership https://harishabib.au/blog/10-star-experience-and-test-cases/ https://harishabib.au/blog/10-star-experience-and-test-cases/ Fri, 27 Feb 2026 00:00:00 GMT Most software is built to pass a 5-star functional checklist. But the products that win design for a 10-star legendary experience, then build the technical test cases to make it feel inevitable. tech-leadership